Frequently Asked Questions

A title company ensures that the property you’re buying or refinancing has a clear title—free of liens, disputes, or legal issues. We handle the title search, prepare documents, and coordinate the closing so every detail is accurate and complete.

Title insurance protects you from financial loss if someone later claims ownership or discovers an issue with your property’s title. It’s peace of mind that your investment is protected long after closing.

Closing is the final step in a real estate transaction—when all documents are signed, funds are transferred, and ownership officially changes hands. We make sure every piece comes together smoothly so you can close with confidence.

Most closings are completed within 30–45 days after a contract is signed, though timelines can vary based on lender requirements and property details.

Yes! Pear Tree Title proudly provides title and closing services throughout the United States.

You’ll need a valid photo ID, any required funds (usually by wire transfer), and any documents your lender or agent requests. We’ll send a detailed checklist before your closing date.

In most cases, either the buyer or seller can select the title company—often depending on local custom or contract terms. We’re happy to work with either party to make the process seamless.

Once all documents are signed and funds are disbursed, your real estate agent will provide the keys—usually the same day as closing.

We act as your behind-the-scenes partner—providing clear communication, accurate documents, and on-time closings that help you look great to your clients.

Absolutely. Collaboration is key. We’ll connect directly with your chosen partners to keep the process efficient and informed from start to finish.

Simply contact us online or by phone, and our team will guide you through the next steps.

You can call or email our office anytime—we’ll connect you with the right team member to get answers quickly.